Frequently Asked Questions

Everything you need to know about PAYEER® — accounts, payments, crypto, security, mobile app and API.

Account & Registration

How do I create a PAYEER account?+
Click the "Create Account" button on the homepage, fill in your email, password, and complete the verification. You'll receive a confirmation email to activate your account. It takes less than 2 minutes.
Is there a fee to open an account?+
No, creating and maintaining a PAYEER account is completely free. You only pay standard transaction or exchange fees when you move funds.
What currencies can I hold in my account?+
PAYEER supports USD, EUR, RUB, BTC, ETH, USDT, LTC, DASH, XRP, BCH and many other fiat and cryptocurrencies. You can hold multiple balances simultaneously.
Can I have multiple PAYEER accounts?+
No, only one personal account per user is allowed. Creating duplicates may lead to temporary suspension. For business use, please contact support to open a merchant account.

Payments & Transfers

How fast are internal transfers?+
Transfers between PAYEER accounts are instant — 24/7, including weekends and holidays. The recipient gets the funds immediately.
What are the fees for sending money?+
Internal PAYEER transfers are free. Withdrawals to external wallets or bank cards have a small fee, starting at 0.5% (crypto) or 1% (fiat). See our Fees page for full details.
Can I accept payments on my website?+
Yes, PAYEER provides easy integration: payment buttons, API, and invoicing. You can accept crypto and fiat directly on your website. No monthly fees.
Are there limits on transactions?+
Limits depend on your verification level. Unverified accounts have lower limits; verified users can send up to $100,000+ per transaction. Full limits are in your account dashboard.

Cryptocurrency Exchange

Which cryptocurrencies can I exchange?+
BTC, ETH, USDT (TRC20/ERC20), LTC, DASH, XRP, BCH, and more. You can exchange between any supported crypto and fiat pairs instantly.
What is the exchange fee?+
Exchange fees start at 0.95% and vary by pair and volume. The exact rate is shown before you confirm any exchange.
How long does a crypto exchange take?+
Internal exchanges are processed instantly, within seconds. You'll see the new balance immediately after confirmation.
Can I deposit crypto from an external wallet?+
Absolutely. Just go to "Add funds" → Crypto, choose the coin, and you'll get a unique deposit address. Funds are credited after 1–2 network confirmations.

Security & Verification

How do I enable two-factor authentication (2FA)?+
In your account settings, go to "Security" and enable 2FA via Google Authenticator or SMS. We strongly recommend using an authenticator app for maximum security.
Do I need to verify my identity?+
Verification is not mandatory for basic use, but it raises your limits and unlocks all features. For higher volumes, KYC verification is required in line with regulations.
Is PAYEER regulated?+
PAYEER trademark is owned by Paycorp Limited, regulated by the Vanuatu Financial Services Commission (license # 15068). We follow strict AML/CFT policies.
What happens if I lose my phone or 2FA device?+
Use your backup codes (provided when you set up 2FA). If you don't have them, contact support with your ID — we'll help you regain access after verification.

Mobile App & API

Is there a PAYEER mobile app?+
Yes, the PAYEER app is available for iOS (App Store) and Android (Google Play). It offers full wallet functionality, instant exchange, and biometric login.
Does the mobile app require a password?+
You can enable quick login via PIN, Face ID, or fingerprint. No need to enter your full password every time — convenient and secure.
Can I use the API for automated payments?+
Yes, PAYEER offers a powerful API for merchants and developers. You can create invoices, check balances, and send payments programmatically. Documentation is available in your account.

Support & Fees

How can I contact PAYEER support?+
You can reach support 24/7 via Telegram @payeerhelp, by email at payeer.notreply@gmail.com, or through the "Help" section in your account. Average response time is under 2 hours.
Where can I see all fees?+
A complete fee schedule is available on the Fees page. Fees are also shown transparently before every transaction confirmation.
Do you charge inactivity fees?+
No, PAYEER does not charge monthly or inactivity fees. Your account remains free as long as you use it.

Still have questions?

Our support team is available 24/7. Reach out and we'll get back to you within a few hours.